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OGI Scheme

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  • One can join the scheme by depositing 40 grams of gold or above.
  • Minimum investment tenure is 11 months. Reinvestable for up to 5 years.
  • 40 grams of gold will get an investment bonus of up to INR 5000 for a year.
  • This investment can be withdrawn anytime after 11 months as 91.6 gold jewellery.
  • No commission on withdrawal of investment as gold jewellery after 11 months*.
  • There will be a commission on the excess purchase when the quantity of jewellery is taken in excess of the deposit.
  • Withdrawal of deposit can be done in whole or in part. But the deposit balance should not fall below 40 grams.
  • The member of the scheme should bring an OGI card and other identification documents in person while withdrawing the deposit.
  • The nominee should be specified at the time of joining the scheme.
  • The deposit can be paid in cash, online or through the app.
  • Management reserves the right to make changes to the terms and conditions of the scheme at any time.
  • Deposit cannot be withdrawn in cash. (*Kerala, Bengali, Kolkata, Normal Works)
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